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Current Rates

Rates on Deposit Accounts

Rates on Certificates of Deposit

Rates on Individual Retirement Accounts

Product Name

Balance

APY

Money Market Reserve Account

Up to $9,999.99
$10,000 to $24,999.99
$25,000 and Up

.10%
.15%
.20%

Smart 50 Checking

$1 and Up

.10%

NOW Account

$1,000 and Up

.05%

Super NOW Account

$1 and Up

.05%

Bonus Club 50 Account

$1 and Up

.05%

Bonus Club Account

$1,000 and Up

.05%

Bonus Club Plus Account

$1,000 and Up

.05%

Savings Account

$1 and Up

.20%

Christmas Club Account

$10 and Up

.20%

Note

Product Name

Minimum Balance

APY

31 Day CD

$1,000

.25%

Note

91 Day CD

$1,000

.25%

Note

182 Day CD

$1,000

.25%

Note

12 Month CD

$500

.35%

Note

18 Month CD

$500

.50%

Note

24 Month CD

$500

.60%

Note

30 Month CD

$500

.75%

Note

36 Month CD

$500

.80%

Note

48 Month CD

$500

.95%

Note

60 Month CD

$500

1.00%

Note

Name Your Term CD

$500

.25%

Note

Product Name

Minimum Balance

APY

IRA Passbook Account

$10

1.75%

Note

31 Day IRA CD

$1,000

.25%

Note

91 Day IRA CD

$1,000

.25%

Note

182 Day IRA CD

$1,000

.25%

Note

12 Month IRA CD

$500

.35%

Note

18 Month IRA CD

$500

.50%

Note

24 Month IRA CD

$500

.60%

Note

30 Month IRA CD

$500

.75%

Note

36 Month IRA CD

$500

.80%

Note

48 Month IRA CD

$500

.95%

Note

60 Month  IRA CD

$500

1.00%

Note

Name Your Term IRA CD

$500

.25%

Note