STEP 1 - Prepare Yourself Financially
- Ensure your credit is clean
The best thing you can do immediately to help your credit report is to make sure there are no late or unpaid obligations. Your credit report should be clean before seeking pre-approval.
- Save for a Down Payment
We offer conventional financing options with as little as 3% cash down payments for qualified buyers. While a purchase done with 20% down payment is ideal in order to avoid additional costs, such as Private Mortgage Insurance, we are ready to help you get into the home of your dreams with a lower down payment as needed. In addition, there are options available if you have been gifted a down payment as well.
We also offer USDA Rural Development and VA loan which offer down payment options as low as 0%.
The best thing you can do immediately to help your credit report is to make sure there are no late or unpaid obligations. Your credit report should be clean before seeking pre-approval.
We offer conventional financing options with as little as 3% cash down payments for qualified buyers. While a purchase done with 20% down payment is ideal in order to avoid additional costs, such as Private Mortgage Insurance, we are ready to help you get into the home of your dreams with a lower down payment as needed. In addition, there are options available if you have been gifted a down payment as well.
We also offer USDA Rural Development and VA loan which offer down payment options as low as 0%.