At Howell Financial Services, Inc., we offer non-bank investments and financial planning.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First National Bank Of Steeleville and Howell Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Howell Financial Services, and may also be employees of First National Bank of Steeleville. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of First National Bank of Steeleville or Howell Financial Services. Securities and insurance offered through LPL or its affiliates are: 

First National Bank of Steeleville ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.