Certificate of Deposit and Individual Retirement Accounts

Account Type
Annual Percentage Yield (APY) **
Balance to Obtain APY
31 Day CD
.75%
$1,000
91 Day CD (1)
4.50%
$1,000
182 Day CD (1)
1.50%
$1,000
7 Month CD Special (1)
4.50%
$1,000
12 Month CD (1)
2.25%
$500
18 Month CD (1)
2.25%
$500
13 Month CD Special (1)
4.45%
$1,000
19 Month CD Special (1)
4.10%
$1,000
24 Month CD (1)
2.50%
$500
25 Month CD Special (1)
3.65%
$1,000
30 Month CD (1)
2.25%
$500
36 Month CD (1)
2.25%
$500
48 Month CD (1)
2.25%
$500
60 Month CD (1)
2.50%
$500
60 Month Step-Up CD (1) (2)
$500

Our Annual Percentage Yields (APY's) are accurate as of 12/6/2024.

(1) A penalty may be imposed for early withdrawal.

(2) No longer offered. One Step-Up Interest Rate adjustment allowed during original term of certificate. If you are considering a step-up to the current rate, please Contact Us for the current APY.

** The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period (366 in a leap year). If you receive a periodic statement, that statement will include the APY earned on your account for the period covered by the statement. APY listed is an estimate. Actual APY will be based on the specific account terms and will be disclosed at account opening.